Who We Are

Financial Services Rooted in Experience

With $16.3 billion in assets as of December 31, 2024, Hilltop Holdings Inc. (NYSE: HTH) is a publicly traded, preeminent financial services franchise anchored by a strong commercial bank and enhanced by powerful fee businesses, including a leading national mortgage originator and dominant municipal investment bank. With deep roots in Texas and a national footprint stretching from coast to coast, Hilltop has a synergistic, durable, and differentiated business model and our optimized capital, funding, and liquidity provides unique advantages and stability to each of our businesses. Our strong capital and diversified model provides additional benefits to our customers as we are positioned for growth across geographies, products, and industries.

With fee income from distinct businesses, rather than only bank business lines, Hilltop provides strong diversification and earnings during various economic and interest rate environments. We are well-positioned to create significant future value as we continue to organically grow each business with expense leverage, while deploying excess capital through bank acquisitions.

Rankings

Hilltop Holdings Inc.: No. 48 on S&P Global Market Intelligence's List of Top Public Banks

Based on returns, growth, funding, and the strength and risk profile of its balance sheet.

PlainsCapital Bank is the 8th Largest Texas-based Bank by Deposits

PlainsCapital Bank ranks eighth among the largest banks headquartered in Texas by deposits from Texas.

Leading National Retail Lender PrimeLending Acclaimed for Award-Winning Culture

Dallas-based residential mortgage originator PrimeLending has maintained a consistent 96% customer satisfaction rating over the past five years. Recognized for its award-winning culture, PrimeLending was an Editors Pick in the Scotsman Guide Top Workplaces feature. **

_{**Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the average overall satisfaction rating our customers gave during the period 01/01/23-12/31/23.}

HilltopSecurities Ranked No. 2 Municipal Advisory Firm Nationwide

Ipreo MuniAnalytics ranked HilltopSecurities as the No. 2 municipal advisory firm nationwide for 2023 based on number of transactions, and No. 3 based on total par amount.

Geographic Reach

The Hilltop Holdings family of companies has a significant national footprint with branch and office locations in 48 states and the District of Columbia. Hilltop also has a substantial presence in Texas with more than 100 branches and office locations across the state.

This gives Hilltop the advantage of having roots in the business-friendly state of Texas, diversification, and a broader platform for growth nationwide.

Through our established national presence, Hilltop is well-positioned to drive long-term value for our investors, companies, employees, and communities.

A Firm Foundation

Hilltop Holdings’ growth and success is a direct result of our commitment to the core tenets of leadership, disciplined acquisition, diversification, financial strength and stability, Texas focus, and nationwide presence.

Caliber of Leadership

Hilltop Holdings is led by Jeremy B. Ford, who oversees Hilltop Holdings’ functional operations as chairman, chief executive officer and president, leveraging extensive experience in mergers and acquisitions to lead Hilltop’s executive team and provide direction for its subsidiaries.

Acquisition Track Record

Hilltop has grown through a series of successful acquisitions, starting with its platform PlainsCapital Corporation acquisition in 2012.

Diversified Business Model

Hilltop Holdings owns leading financial institutions in three principal areas: PlainsCapital Bank (banking), PrimeLending (mortgage), and HilltopSecurities (municipal investment banking).

Financial Strength & Stability

As of June 30, 2025, on a consolidated basis, Hilltop Holdings had total assets of $15.4 billion.

Texas Focus

Hilltop companies operate more than 100 locations in Texas—where they are also headquartered—giving the enterprise a substantial platform for growth in its home state.

Nationwide Presence

We position ourselves in markets nationwide which provides us the opportunity to enable businesses to thrive, economies to prosper, and help individuals to realize their ambitions.

FOUNDATION

II.

Leadership

III.

Acquisitions

IV.

Diversified

Stability

VI.

Texas Focus

VII.

Nationwide

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